Be smart and choose ESTO Pay Later to pay for your purchases!

ESTO PL info banner 3 EE (1)

ESTO Pay Later is a new way to pay for your purchases. The purchase amount remains yours to use, you only have to pay within 30 days. Get exactly what you need without interest, surcharges and down payments.

Use ESTO pay later payment method in online stores and physical stores. You can find all ESTO partner stores in ESTO Market: https://esto.eu/ee/esto-market

 

How does it work?

By selecting ESTO Pay Later as the payment method, the order will be confirmed immediately, but you do not have to pay immediately, as the payment deadline is in 30 days.

  1. Add the necessary products to the shopping cart.
  2. Select ESTO pay later as the payment method at checkout.
  3. You will receive the decision in real time.
  4. If the decision is positive, confirm the purchase.
  5. ESTO will send you an invoice, which must be paid in full within 30 days.

Pay Later ee

Financial services are provided by ESTO AS. Before entering into a contract, please read the terms and conditions and, if necessary, consult an expert. Additional information www.esto.ee. 

WHAT IS ESTO?
ESTO is the most preferred payment solution provider in the Baltics, making the selling experience for merchants and the shopping experience for consumers revolutionary and seamless. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO’s mission is to help partners sell and customers buy.

If you need help, contact an ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.

ESTO 3 is a new generation of payment method that allows you to pay conveniently and quickly - in three equal installments, with no extra fees!

ESTO 3 info banner 3 EE (1)

ESTO 3 is the most popular new generation payment method. Conveniently divide the purchase amount into 3 equal parts. Get exactly what you need without interest, surcharges, and down payments.

Use the ESTO 3-part payment method in online stores and physical stores.

You can find all ESTO partner stores in ESTO Market: https://esto.eu/ee/esto-market

 

How does it work?
By choosing ESTO 3 as your payment method, you can divide the entire payment into 3 equal installments over 3 months without any fees.

  1. Add the necessary products to the shopping cart.
  2. Select ESTO 3 as the payment method at checkout.
  3. You will receive the decision in real time.
  4. If the decision is positive, confirm the purchase.
  5. ESTO will send you your first invoice on the 15th of the following month.

ESTO 3

Financial services are provided by ESTO AS. Before entering into a contract, please read the terms and conditions and, if necessary, consult an expert. Additional information www.esto.ee.

 

WHAT IS ESTO?
ESTO is the most preferred payment solution provider in the Baltics, making the selling experience for merchants and the shopping experience for consumers revolutionary and seamless. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO’s mission is to help partners sell and customers buy.

If you need help, contact an ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.

Don't want to pay the whole amount at once? Pay in installments!

ESTO HP info banner 3 EE (1)

ESTO installment payment is a flexible payment solution that allows you to conveniently divide your payment into monthly installments. Conveniently divide the purchase amount over a period that suits you. You can choose the period and payment amount when completing the purchase by selecting ESTO installment payment at the checkout.

Use ESTO installment payment in online stores and physical stores. You can find all ESTO partner stores in ESTO Market: https://esto.eu/ee/esto-market

 

How to use ESTO installment payment?

  1. Add the necessary products to the shopping cart.
  2. Select ESTO installment payment as the payment method at checkout.
  3. Choose your preferred repayment period between 3-60 months.
  4. You will receive the decision in real time.
  5. If the decision is positive, digitally sign the contract with your ID card, Smart-ID or Mobile-ID.

HP EE

ESTO hire-purchase is offered and managed by ESTO AS. ESTO AS loan annual percentage rate is 23.63% under the following example conditions: loan amount 1490 euros, cost of goods/services 1490 euros, down payment 0%, fixed interest rate 11.90%, contract fee 0 euros, total amount loan and repayment of 1844.64 euros, subject to repayment of the loan within 24 months, in equal monthly instalments of 76.86 euros. Before concluding the contract, read the terms and conditions and, if necessary, consult with a specialist. The hire purchase service is offered and regulated by ESTO AS.

 

WHAT IS ESTO?
ESTO is the most preferred payment solution provider in the Baltics, making the selling experience for merchants and the shopping experience for consumers revolutionary and seamless. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO’s mission is to help partners sell and customers buy.

If you need help, contact an ESTO AS employee at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.